Before You Go on Holiday
Any trip can be exciting to plan for, everyone likes to travel and visit new places. We are often afraid we’ll forget an item and often do forget one of the most critical parts of planning a trip, a pre-trip car inspection. Doing this can make the difference between an enjoyable, relaxing vacation and an expensive repair or even a life threatening situation.
Maintaining the manufacturer recommended routine maintenance ensures the basics are covered for any trip. A trip to your mechanic for a pre-trip check-up can be a time-consuming and costly option. Most reputable garages can offer an oil change, check and fill your fluid levels, your tire pressures and other basic checks that are done for a standard service.
If you want to save money and you know something about cars, the best option is to do your own pre-trip at home. Make sure that you have the right equipment and do the checks on a level surface also be sure to do the check when the engine and other components are cool. The equipment you will need include a tire pressure gauge, some spare engine oil, a trash bag and paper towels. Make sure that you check your owner’s manual to ensure your vehicle does not need specific checks that are unique to your car.
Start with a visual inspection of the exterior of your car for any loose panels or trim. Make sure that your windscreen wipers are not worn or brittle. Use a water hose rinse away bugs or debris through the grill on the front of the vehicle. Checking tyres is the most critical check you can do, is there sufficient tread and are there any unusual bumps or bubbles on the sidewalls of the tire?
Check if there is any visible metal where the steel belts have worn through the bottom of the tyre. Physically feel with your hand for screws or other objects that may be lodged in or penetrated the tires. Make a note of any sharp objects to be removed and get the tyres repaired.
Check the tyre pressure in each tyre when the tires are cold and make sure the pressure matches the manufacturer’s recommended cold tire pressure. Lastly check that all four valve caps are tightened and do not forget to perform the same checks on the spare tyre in the boot.
Test your lights, including the high and low beams of your headlights, brake lights, indicators and hazard lights. Get the brakes professionally checked and replace them if worn. Lastly check your fluids, namely; the oil, brake fluid, wiper water, radiator water levels and transmission fluid.
Get into a habit of performing these checks before any long trip to preserve the life of your car as well as your family. Most car insurance companies and car manufacturers recommend this. Once these tasks are completed you can relax and enjoy your trip.
Shopping Online for Vehicle Cover Can Save You a Lot of Money
Did you know that you can shop and compare your vehicle insurance in the comfort of your own home and do so from your computer and Internet connection? Many people simply do not realise how easy it is to compare rates online, after all, this was not something that was available just a few short years ago. By comparing rates online, it forces the car insurance companies to remain competitive by offering you the best rates. However, if you do not realise the tool is available to you, then it does not help you in any way as far as saving money on your insurance.
What are the Steps in Finding Better Rates?
The first thing you need to do is look at your current car insurance policy and check the various levels of cover you currently have, after all, you cannot compare apples to oranges, if you have comprehensive and collision cover, than you need to compare this when you do your online quotes. In addition, have you had any moving violations or accidents in the very near past? If so, you will want to have these handy because you will be asked about this when you get your online quotes.
When you have all the information gathered concerning your current policy and driving record, head to the Internet and find at least five different comparisons to your current rates and see how your insurance stacks up against the competition, chances are, you will be surprised to find out how much money you could be saving by simply switching plans. You will especially notice a huge difference in premiums if you have had your current policy for a number of years before the Internet took off.
After all, most car insurance companies are not just going to lower your rates out of the goodness of their hearts, it is up to you to find the car insurance quotes that best serves you and your family.
Once you have made at least five different comparisons, contact the agent via email or phone and get the insurance switch under way. Many times, you do not even need to meet with the company at all; everything can be taken care of via faxing or scanning documents and then sending them to the company. This, of course, saves you even more time when you are switching plans. Convenience, saving money and saving time are all possibilities when you compare car insurance quotes online.
Today, more than ever, saving money on necessities such as insurance is vital in order to make your budget stretch as far as you possibly can. This means that taking a few minutes to compare quotes online can in fact be the first step to slashing your home budget. Make it a point today to head to the Internet and find out what you could be saving in car insurance, you might just be surprised at how much you are currently overpaying for your plan right now.”